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Cell phone used to steal check

March 24, 2013

DEAR EDITOR: I want to make a comment about cell phones. I have one, but a very plain one, and I just use it as a phone. My husband had a check stolen a few weeks ago....

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Mar-30-13 5:55 PM

MRDRONE. How do you know they didn't night deposit or ATM deposit it. LULZWTF, does not have a clue to what they themselves wrote.

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Mar-26-13 3:35 AM

Firstly, as it was said already a simple trace on the check would determine the account which was used to deposit the check. Unless the acct. was opened with fake credentials, your perp is right there in broad daylight. Secondly, this hasn't really made anything easier for thieves. This was the work of someone who was probably desperate and didn't care that it would link their account to the theft and forgery. It would be no more difficult, in fact, much easier to gather some fake credentials and cash the check stolen from the mailbox at the local corner store. The issue isn't that the technology is bad or flawed, the issue is your method of getting your check(USPS). I understand direct deposit isn't an option for everyone but before you go saying "I told you them dang doohickeys were the devil!" remember these systems have more failsafes and security measures than traditional personal accounting practices. :)

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Mar-25-13 10:52 PM

everyone has cell phones nowadays! criminals are very smart! ***********mylancellular****

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Mar-25-13 8:46 PM

It's 2013! Yes you can deposit a check by raking a picture of it!

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Mar-25-13 1:25 PM

Reading the article I thought the same MrRight. This wouldn't be hard to track down. It is bank fraud. I had a friend a few years back that had dropped checks in a box outside a local post office. Somebody figured a way to stop mail from falling all the way down and stool checks over the course of over a week. They then changed (with whiteout) payee name to pay their own bills. This person is now doing 10-25 for bank fraud. Joann should make sure she pursues this.

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Mar-24-13 9:26 PM

Hint: there are numbers on a check

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Mar-24-13 8:27 PM

The bank cashed the check without even verifying who was cashing it. They should be held criminally liable and fined a minimum of $20,000.

I've never heard of this before. You mean you can take a picture of a check and deposit it over the web, or via Email or whatever?


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Mar-24-13 1:55 PM

Citizen1, That is cool. I guess we just have different outlooks. I do not use auto bill pay, my wife and I still use checks. I do not rent DVD from a box, I prefer browsing shelves. I like chatting with the bank tellers, even at the driveup window. I do very little online shopping, I do not like my info being online. I do have direct deposit only because my employeer said I HAD to. And yes, we own a washing machine,,,,LOL We just look at thing different I guess, I like conversing with people, and that 10-30 minutes a day will not hurt too much. Just different views I guess. Enjoy your extra 30 minutes today,,, :)

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Mar-24-13 1:20 PM

ArticWoof: Sometimes I do what you do, but sometimes I don't plan on being in the area for a couple weeks or don't want to waste $2 in gas to drive to the bank to wait in line. It's a matter of convenience. We live in an age of convenience. We pump our own gas so we don't have to wait for a station employee to do it. We rent our videos from our TVs/XBox/DVD players so we don't have to drive to the movie rental store. We have direct deposit. We have automatic bill pay. We shop online. We use washing machines rather than hand washing our clothes. I love convenience. Technology makes our lives easier.

If I can dedicate 20-30 more minutes of my day to spending time doing things I actually like than to waste time driving to the bank, waiting in line, and driving home, I will take advantage of that.

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Mar-24-13 12:57 PM

Watch out at the bank. I've heard people are snapping pictures of other customers checks in line, so they're already cashed by the time they reach a teller.

Seriously, besides entertainment, why does the trib print these editorials.

Reminds me of the deer crossings...

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Mar-24-13 12:30 PM

You may not have a clear signature, but you know what account it went to. BUSTED!

Making a deposit of a check via cell phone saves time and gas. I do it all the time.

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Mar-24-13 11:17 AM


I have to ask. I am not trying to insult you, but, is ten minutes really that long to wait to get cash from a check? I still use the bank often, I arrange my stops while I am in the area of the bank. Ten minutes is not a big deal to me. Tem minutes of your time, and you know that check is secure, and in your hands.

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Mar-24-13 10:34 AM

This is a great service. Saves me from having to drive to the bank and wait 10 minutes in line to cash the occasional personal check or rebate check I get.

Sorry someone stole your check. File charges, once they're convicted, write another to the editor with the thief's name, so we all know who did it.

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Mar-24-13 10:30 AM

"Its not so much the cell phone but the banks allowing this kind of service. Has people gotten so lazy that they can't even go to the bank? "

Apparently people have gotten so lazy ThEy have nO literacy.

She won't even get that.

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Mar-24-13 9:56 AM

People should sign like a 3 year old. A neat signature is very easy to forge.

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Mar-24-13 8:38 AM

Bank Fraud - go file a police report and notify the bank. The check casher has a bank account and a cell phone for easy identification. The money is yours and you will eventually get it from the bank who should not have accepted the fraud check if you follow the fraud check rules. The bank can advise you.

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Mar-24-13 7:53 AM

I agree with Mrright, whose account did it get deposited? Find it out and have them arrested!

Its not so much the cell phone but the banks allowing this kind of service. Has people gotten so lazy that they can't even go to the bank?

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Mar-24-13 7:40 AM

"I don't know how they could sleep at night knowing they stole something that did not belong to them."

Welcome to the real world Joann. It happens every day. Morals and decency among people is something lost among the those who think they should have what others have without earning it.

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Mar-24-13 6:52 AM

If the business has the cancelled check, then you would know who's account the check was deposited. It's easy to trace. Where is your problem--I'm I missing something, here

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